Recent information on Himilayan Goji Berries
Himilayan Goji BerriesTravellers: Make Your Health Policy Work For YouTravellers: Make Your Health Policy Work For You
by: News Canada
(NC)The purchase of travel health insurance is a sensible idea for anyone taking trips outside Canada. If you get sick unexpectedly or have an accident while you are away, the health services in other countries are generally much more costly than those which OHIP covers. When buying your insurance however, it is important to take all the time needed to fully understand the coverage as well as the limitations of the policy. Be sure to determine your own needs first, say industry specialists, then read the policy thoroughly to be sure those needs are covered.
The Financial Services Commission of Ontario (FSCO) reminds the travelling consumer that it is not enough to simply buy travel health insurance; travellers must also know how the policy works and how to use it. FSCO is an agency of the Ministry of Finance that regulates Ontario's insurance industry. Its suggestions in this regard are based on records of what went wrong for others.
It is important for example, to compare the policies offered by different companies, not just for price, but also for the amount of coverage, pre-existing conditions, deductibles, limitations and exclusions. Your health, age, the medication you take, the length of your trip and the destination are all factors that affect the price of a policy and the types of medical costs your insurer will cover. In some cases you may have to find an insurer willing to write a policy tailored to your circumstances.
To better compare each policy before purchase, take a look at the Travel Health Insurance Policy Checklist, posted on the FSCO Web site. Here's a sample:
- Compare the maximum each policy will pay above Ontario health plan limits.
- Look for age limits or medical criteria that might apply to you.
- Compare how the policies define terms such as pre-existing condition, or a medical exclusion. Do they affect your coverage?
- Compare deductibles and/or co-payment clauses to understand your own obligation.
- Compare payment procedures. Do you pay for the medical services first, followed by a reimbursement, or is the payment made directly from the insurer to the facility?
- Check if policies require you to use "preferred" doctors and hospitals.
- Are you covered for participation in the sports and activities you have planned, or are they excluded?
- Can you buy extra coverage if you extend your trip?
- What is the full package cost of each policy?
Don't forget, says FSCO, you may already have sufficient coverage from your credit card company or employee benefits plan. Don't buy more insurance if you are covered. Additional information on this subject is available online at www.fsco.gov.on.ca. Or, for a copy of their booklet Shopping for Travel Health Insurance phone (416) 590-7298 (Toll Free: 1-800-668-0128).
- News Canada
Editors, these articles are for use in Ontario only
About The Author News Canada provides a wide selection of current, ready-to-use copyright free news stories and ideas for Television, Print, Radio, and the Web. News Canada is a niche service in public relations, offering access to print, radio, television, and now the Internet media, with ready-to-use, editorial "fill" items. Monitoring and analysis are two more of our primary services. The service supplies access to the national media for marketers in the private, the public, and the not-for-profit sectors. Your corporate and product news, consumer tips and information are packaged in a variety of ready-to-use formats and are made available to every Canadian media organization including weekly and daily newspapers, cable and commercial television stations, radio stations, as well as the Web sites Canadians visit most often. Visit News Canada and learn more about the NC services. |
The Top Antioxidant Foods
Sun, 09 Mar 2008 12:06:40 EDT
Himilayan Goji Juice is also very high in free radical busting antioxidants. ... Due to proprietary technology for extracting the juice without destroying the goji berries' very powerful nutrients, goji juice is more potent than ever these days..... . . . Himilayan goji, also referred to as wolf berries, have been an integral part of the nutritional basis for some of the longest living people on Earth....
Food Profile - The Goji Berry
Wed, 12 Apr 2006 22:01:16 EDT
Aka: Lycium Berry, "Happy Berry"
Origin: Found in the Himilayan Mountains ranging from Tibet to India.
Folklore: During China's Tang dynasty (ap...
Himilayan Goji Berries TopicsEyesight
It is likely that atherosclerosis is a consequence of the influence of a variety of modern factors. These include but are not limited to sedentary living, stress, environmental pollution and diet. Looking only at diet, correlations between cardiovascular disease and increased consumption of proinflammatory omega-6 oils, processed (hydrogenated, oxidized) polyunsaturated fatty acids found in manufactured margarines and a wide range of other commercial processed products and oxidized cholesterol are far more logically convincing as etiologic factors than natural cholesterol or saturated fats.
[ The Cause Of Cardiovascular Disease Image ]
Visit this site for more News on...
Eyesight
Supplements
Now that you are staring at your almost empty pantry and fridge, it�s time to talk about what foods you should stock up on.
View this websit fo...
Supplements
Night Light
Labels: Goji Berries Supplier | Goji Supplier
posted by Lola @ 12:17 AM
0 Comments:
Post a Comment
<< Home